Pay Over Time
We’ve partnered with Bread to provide simple and affordable financing options.
Two easy options.
Low monthly payments over time using your debit card or checking account, starting at 0% APR!** See if you pre-qualify now and receive a decision within seconds
Pay with 4 equal interest-free payments. All you need is a debit or credit card with sufficient funds to cover the payment amount.Buy Now
How can I apply for financing?
See if you pre-qualify above, or simply follow these steps at checkout.
Visit the product page and select “Add to Cart.”
Select “Proceed to Checkout” and enter your shipping information.
When you reach the payment section, select the Bread Pay Over Time option as a Payment Method. Choose Installments or SplitPay and apply right then and there.
How does Bread Installments financially work?
Fast and Easy Online Application
No paperwork here! Applying is easy and financing terms are clear. Checking your eligibility won't affect your credit score. You'll get a decision in seconds.
Flexible & Affordable Monthly Programs
Pay for your order over 3, 6 or 12 months at competitive interest rates as low as 0% APR*.
No Prepayment Penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.